JAD Privacy Policy
This privacy policy governs the collection, storage
and use of personal information collected by us, JAD, via our website at www.jad.cash or through the JAD
mobile application. It provides you with details about the personal information
we collect from you, how we use your personal information and your rights to
control personal information we hold about you. Please read this privacy policy
carefully. By accessing and using
this website, you confirm that you have read, understood and agree to this
privacy policy in its entirety. If you do not agree to this privacy policy in
its entirety, you must not use this website or the services provided on it.
1)
In this privacy policy, the
following terms have the meanings set out below:
a)
"JAD",
"we", "us" and "our" means Genesis Innovation
Management Inc (trading as JAD) with registered head
office at #1 Fern Street, Greenlands, Basseterre, St.
Kitts and includes its successors and any person to whom it has assigned its
rights under Genesis Innovation Management User Agreement for JAD Service);
b)
"JAD Group" means
JAD and any related company or Subsidiary of JAD from time to time (including
but not limited to Straun’s
Enterprises Incorporated, Genesis Innovation Management Inc
and Genesis Payment Solutions.);
c)
“Userâ€, "you" or
"your" means you and any other person or entity entering into Genesis
Innovation Management User Agreement for JAD Service or using the Service;
d)
"User Agreement"
means the Genesis Innovation Management User Agreement for JAD Service;
e)
"Subsidiary"
means any subsidiary company within the meaning of section 1159 of the UK
Companies Act 2006 or any subsidiary undertaking within the meaning of section
1162 of the UK Companies Act 2006.
2)
This privacy policy was
last updated on 18 March 2014. Please check back regularly to keep informed of
updates to this privacy policy.
3)
Who we are:
a)
JAD is the registered trade
name of Genesis Innovation Management Inc. a company incorporated in the
Federation of St. Kitts and Nevis, whose registered number is 004620 and whose
registered office and principal place of business is at #1 Fern Street, Greenlands, Basseterre, St.
Kitts, St. Kitts and Nevis.
b)
We respect your right to privacy while there are no data protection
regulations within the Federation of St. Kitts and Nevis we will only process
personal information you provide to us in accordance with the UK Data
Protection Act 1998, the Privacy and Electronic Communications (EC Directive)
Regulations 2003 and other applicable privacy laws.
c)
If you have any questions about how we collect, store and use personal
information, or if you have any other privacy-related questions, please contact
us on the JAD website https://www.jad.cash.
User specific information
If you are applying to be a user of JAD services this
section explains the type of personal information we collect about you and how
we may store, use and disclose your information.
The personal information we collect about you
4)
When you access, browse this website
(including when you submit personal information to us through data entry fields
on the website) or apply to be a user of JAD services, and whilst you continue
to be a user of JAD, we will collect information from you, which will include
the following information:
a)
your name and your business name;
b)
your current and previous postal/residential
addresses;
c)
your phone, fax and e-mail details;
d)
your bank or credit union society account
details and or details of debit
cards used to make transfers on JAD;
e)
your date of birth;
f)
the details of at least two forms of official
identification;
g)
your passwords and security question answers;
h)
comments you make on blogs and discussion
forums on the website;
i)
correspondence with us by email and post;
j)
data about your activities
using JAD.
5)
We may also collect anonymised
details about visitors to the website for the purposes of aggregate statistics
or reporting purposes and to calculate referral fees. However, no single
individual will be identifiable from the anonymised details we
collect or disclose for these purposes.
6)
We also collect the Internet address (IP address) and other identifying
information about the computer or device you use to access your JAD account or
use the JAD Services, in order to help detect possible instances of unauthorised transactions.
7)
If you give us false or inaccurate
information and we suspect or identify fraud, we will record this.
8)
If false or inaccurate information is
provided and fraud is identified, details will be passed to fraud prevention
agencies. Law enforcement agencies may access and use this information.
How we may store, use and disclose your information
9)
We (or third party data processors, agents
and sub-contractors acting on our behalf) may collect, store and use your
personal information for the following purposes:
a)
to verify your identity in order to prevent
and detect crime and money laundering, including by using scoring methods;
b)
to manage your JAD payment account with us
and update the records we hold about you from time to time;
c)
to identify fraud;
d)
to carry out statistical analysis and market
research;
e)
to carry out regulatory checks;
f)
to develop and improve our services and
products;
g)
to make this website available to you and to
identify the products and services which you may be interested in;
h)
where you have given us your consent, to
contact you (including by SMS and e-mail) with products and services which we
think may interest you; and
i)
where
you have given us your consent, to disclose your personal information to
carefully chosen third parties so that they may contact you (including by SMS
and e-mail) with products and services which they think may interest you.
10)
Any or all of the processes above may be
automated.
11)
We may disclose your personal information as
follows:
a)
to other users of
JAD if required to complete a payment order. If we provide you with information
about other JAD members for this purpose then you must only use it to
communicate with us about the payment order;
b)
to a third party if it acquires all (or
substantially all) of our business and/or assets in connection with the
acquisition;
c)
where
we are required to do so by applicable law, by a governmental body or by a law
enforcement agency; and
d)
to any member of
the JAD Group for the purposes of providing and administering the JAD platform
and services.
Security
12)
We will also provide transactional
information to other users of JAD but this information will not include your
postal address or payment details. Your Client ID (not your name) will be used
in effecting payments. We are not responsible for misuse of this transactional
information by JAD users but you should let us know about any misuse of such
information.
Marketing
13)
We may combine your information with information we collect from other
companies and use it to improve and personalise the
JAD Services. If you don't wish to receive marketing communications from us or
participate in our ad-customisation programmes, simply log in to your account, select My
Account, Profile, then Notification settings and update your Communication
preferences, or follow the directions provided with the communication or
advertisement.
14)
We will not disclose, sell or rent your
personal information to any third party unless you have consented to this. If
you do consent but later change your mind, you may contact us and we will cease
any such activity.
Cookies
15)
This website uses cookies to collect information about you. If you use
this website, then you accept that we can use the cookies set out below.
16)
Cookies are small data files which are placed on your computer by this
website and which collect certain personal information about you.
17)
Cookies enable us to tailor our service offering (including the website)
and to provide you with a better service.
18)
We use the following cookies:
a)
Strictly necessary cookies. These are cookies
that are required for the operation of our website. They include, for example,
cookies that enable you to log into secure areas of our website. They do not
gather information about you that could be used for marketing purposes or
remembering where you've been on the Internet.
b)
Analytical/performance cookies. They allow us
to collect information about how you use our website, such as, how you move
around our website and if you experience any errors. These cookies do not
collect any information that could identify you; all of the information
collected is anonymous and is only used to help us improve the way our website
works, understand what interests our users and measure how effective our
advertising is.
c)
Functionality cookies. These are used to recognise
you when you return to our website. This enables us to personalise
our content for you, greet you by name and remember your preferences and
improve your visit.
d)
Targeting cookies. These cookies record your
visit to our website, the pages you have visited and the links you have
followed. They are linked to services provided by third parties, such as
"Like" and "Share" buttons. The third party provides these
services in return for recognising that you
have visited our website.
19)
Generally, cookies which are strictly necessary for the operation of the
website will expire when you leave the website. Other cookies may be more
permanent or not expire unless you actively delete them.
20)
If you want to reject any of the cookies that we use, then you will need
to change your website browser settings.
Security
21)
JAD is committed to handling your customer information with high
standards of information security. We use computer safeguards such as firewalls
and data encryption. Whilst we take
appropriate technical and organisational
measures to safeguard the personal information that you provide to us, we
accept no liability if communications are intercepted by third parties or
incorrectly delivered or not delivered.
Your rights
22)
You have the following rights:
a)
the right to ask us to provide you with
copies of personal information that we hold about you at any time, subject to a
fee (currently $30);
b)
the right to ask us to update and correct any
out-of-date or incorrect personal information that we hold about you free of
charge; and
c)
the
right to opt out of any marketing communications that we (or any third party to
whom we have disclosed your personal information with your consent) may send
you.
23)
If you wish to exercise any of the above rights, please contact us using
the details specified above.
Mergers or Acquisitions
24)
As with any other business, it is possible that in the future JAD could
merge with, or be acquired by, another company. If such an acquisition occurs,
you consent to the successor company having access to the information
maintained by JAD, including customer Account Information, and such successor
company would continue to be bound by this Privacy Policy unless and until it
is amended.
Third party sites
25)
This website contains links to other websites operated by third parties.
Please note that this privacy policy applies only to the personal information
that we collect through this website and we cannot be responsible for personal
information that third parties may collect, store and use through other
websites. You should always read the privacy policy of each website you visit
carefully.